uob own banking
uob own banking
Blog Article
UOB Financial institution provides a variety of private banking expert services designed to meet the monetary wants of individuals. Beneath is an extensive overview that may help you fully grasp The real key areas and choices.
Forms of Accounts
Personal savings Account: This account lets you save cash although earning curiosity.
Features: Easy accessibility, curiosity earnings, minimum service fees.
Gains: Risk-free place for your resources, likely growth as a result of fascination.
Present Account: Perfect for everyday transactions and managing charges.
Functions: Checkbook facility, overdraft security.
Positive aspects: Handy for normal payments and withdrawals.
Fixed Deposit Account: For the people seeking to gain larger desire prices about a fixed time period.
Options: Mounted time period deposits, greater fascination fees when compared with price savings accounts.
Rewards: Safe investment alternative with predictable returns.
Financial loans
Own Financial loans: Unsecured loans that may be employed for several uses like instruction or house renovation.
Sorts:
Installment Financial loans
Credit rating Strains
Gains: Adaptable repayment conditions, aggressive desire rates.
House Loans: Tailored options for acquiring house or refinancing current mortgages.
Kinds:
Set Charge Household Financial loan
Floating Amount Household Financial loan
Added benefits: Distinctive options to go well with particular person desires, eye-catching costs.
Charge cards
UOB provides a range of bank cards catering to unique life and investing routines:
Benefits Cards: Make details on just about every acquire which can be redeemed for items or journey miles.
Cashback Playing cards: Get funds rebates on each day spending which include groceries and dining out.
Vacation Cards: Distinctive Added benefits like air miles accumulation and travel coverage coverage.
Investment Expert services
For individuals serious about increasing their prosperity by means of click here investments:
Device Trusts * Diversified portfolio managed by experts. * Well suited for extended-time period development aims.
Structured Deposits * Brings together the functions of common deposits with investment decision products and solutions. * Probably better returns but with a few threat included.
Insurance Items
To safeguard yourself and your family in opposition to unexpected gatherings:
Life Insurance policy * Delivers economical security in case of death or crucial disease. * Could also function a price savings Software based on the policy picked.
Overall health Insurance plan * Addresses clinical costs which includes hospitalization fees. * Essential for mitigating higher Health care costs.
Electronic Banking Expert services
Advantage at your fingertips by digital platforms:
World wide web Banking
Permits you to handle your funds on line:
Watch account balances and transaction historical past
Transfer money amongst accounts or shell out payments
Apply for new products and solutions (financial loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Swift balance checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to supply individualized banking remedies that cater especially to unique demands whilst making sure ease and stability in all transactions.